Pet Health Insurance Options

At Southport Vet Center, we urge our clients to consider health insurance for their pets.  Veterinary medicine today offers many advanced treatment options to help care for your dogs and cats in case of accident, illness and aging.  Insurance benefits can assist significantly in covering the costs of these treatments.

There are several companies offering pet health insurance.  To help you assess the different services they offer, we did a cost/benefit comparisons found below.

Quotes may differ for different breeds and different ages so to get an insurance quote for your own animals please go to their websites.  You may also find the insurance companies offer introductory offers or special discounts.

Pets Best: http://www.petsbest.com/

Pets Best offers a 5% discount that will apply for the life of the policy when you start a quote from this link http://www.petsbest.com/VL1323

Trupanion: http://trupanion.com/

Pet Plan: http://www.gopetplan.com/

 

Pet Insurance Company Comparison

Quotes

Pets Best Insurance Plans Quotes below were done on 2/14/14 and are based on a 5 year old Female Labrador Retriever with a $200 deductible (once per year) and 90% reimbursement.

Pets Best Accident and Illness Coverage:

Level 1:      Premium $42.09 per month; Annual coverage $5,000; Lifetime Coverage: $100,000; Lifetime Coverage of Holistic Medicine: $350

Level 2:      Premium $66.07 per month; Annual coverage $10,000;  Lifetime Coverage: $150,000; Lifetime Coverage of Holistic Medicine: $600

Level 3:      Premium $76.02 per month;Annual coverage $20,000; Lifetime Coverage: $200,000; Lifetime Coverage of Holistic Medicine: $1,000

Pets Best Wellness Coverage:

  • This plan can be added to most plans for an additional premium of $23.50 per month
  • Coverage pays up to $505 in annual benefits with no deductible

Pets Best Cancer Only Coverage: 

  • Premium $14.22 per month
  • Annual Limit of $8,000
  • Lifetime limit of $30,000

Pets Best Accident Only Coverage:

  • Premium $9.34 per month
  • Annual Limit of $10,000
  • Lifetime limit of $20,000

 

Trupanion Pet Insurance Quotes below were done on 2/14/14 and are based on a 5 year old Female Labrador Retriever with a $200 deductible (per incident for life)

                Trupanion Base Plan: 

  • Premium $84.20 per month
  • Plan Add ons

     

     

    • Additional care Package

       

       

       

      • Additional Premium of $24.71 per month
    • Pet Owner Assistance Package
    • Additional Premium of $4.95 per month

 

Pet Plan Pet Insurance Quotes below were done on 2/14/14 and are based on a 5 year old Female pure bred Labrador Retriever with a $200 deductible (per incident/per year) and a 90% reimbursement rate

Pet Plan Bronze Plan

  • Premium $47.41 per month
  • Annual Limit $10,000 per month

Pet Plan Silver Plan

  • Premium $51.34 per month
  • Annual Limit $14,000 per month

Pet Plan Gold Plan

  • Premium $55.91 per month
  • Annual Limit $22,000

 

Plan Break Downs

Pets Best Accident and Illness Coverage:

Level 1:      Premium $42.09 per month; Annual coverage $5,000; Lifetime Coverage: $100,000; Lifetime Coverage of Holistic Medicine: $350

Level 2:      Premium $66.07 per month; Annual coverage $10,000; Lifetime Coverage: $150,000; Lifetime Coverage of Holistic Medicine: $600

Level 3:      Premium $76.02 per month; Annual coverage $20,000; Lifetime Coverage: $200,000; Lifetime Coverage of Holistic Medicine: $1,000

All plans cover:

  • Emergency Visits
  • Hospitalization
  • Specialist Care
  • Hereditary Conditions
  • Congenital Conditions
  • Cancer Treatments
  • Outpatient Care
  • Prescription Medications
  • MRI, CAT, and X-rays
  • Medication Injections
  • Lab Tests

No Plans Cover:

  • Pre-existing conditions
  • Preventable conditions
  • Elective and preventive procedures
  • Non-veterinary expenses, food, special diets, vitamins and supplements
  • Breeding and reproduction expenses
  • Herbal, Holistic, experimental and alternative therapies and medications (except chiropractic and acupuncture)
  • Parasites
  • Treatment of obesity
  • Prescription drugs not included in our formulary
  • Conditions caused by specific and repetitive activity that causes damage
  • Mortality expenses, except euthanasia and cremation
  • Any treatment of, or utilizing, a cloned animal
  • Intentional injury to your pet by a member of your household
  • Conditions caused by racing, coursing, commercial guarding or organized fighting
  • Without a completed Pet Health Checklist, the following 7 conditions will not be covered during the first 12 months of your policy: Cruciate Ligament Injuries, Luxating Patellas, Portosystemic Shunts, Elbow and Hip Dysplasia, Osteochondritis Dissecans, Cardiovascular Defects

 

Pets Best Wellness Coverage:

  • This plan can be added to most plans for an additional premium  $23.50 per month
  • Coverage pays up to $505 in annual benefits for the following services with no deductible

     

     

    •  
    • Pays up to the following Limits

       

       

      • Annual Exam – $50
      • Microchip – $25
      • Spay/neuter – $100
      • Teeth Cleaning – $100
      • Blood Panel – $60
      • Heartworm test – $25
      • Fecal Test – $15
      • Urinalysis Test – $25
      • Canine Flu Vaccination – $15
      • Rabies Vaccination – $15
      • DHLP Vaccination $15
      • Parvo/Corona Vaccination – $10
      • Bordetella Vaccination $10
      • Lyme Vaccination – $15
      • Flea, tick and heartworm prevention – $25

Pets Best Cancer Only Coverage: 

  • Premium $14.22 per month
  • Annual Limit of $8,000
  • Lifetime limit of $30,000
  • This plan only covers the diagnosis and treatment of cancer which includes:

     

     

    • Exam
    • Blood work
    • Surgeries
    • Medications
    • Chemotherapy
  • This plan does not cover
  • Pre-existing conditions
  • Preventable conditions
  • Elective and preventive procedures
  • Non-veterinary expenses, food, special diets, vitamins and supplements
  • Breeding and reproduction expenses
  • Herbal, Holistic, experimental and alternative therapies and medications (except chiropractic and acupuncture)
  • Parasites
  • Treatment of obesity
  • Prescription drugs not included in our formulary
  • Conditions caused by specific and repetitive activity that causes damage
  • Mortality expenses, except euthanasia and cremation
  • Any treatment of, or utilizing, a cloned animal
  • Intentional injury to your pet by a member of your household
  • Conditions caused by racing, coursing, commercial guarding or organized fighting
  • Without a completed Pet Health Checklist, the following 7 conditions will not be covered during the first 12 months of your policy: Cruciate Ligament Injuries, Luxating Patellas, Portosystemic Shunts, Elbow and Hip Dysplasia, Osteochondritis Dissecans, Cardiovascular Defects
  • Illnesses
  • Routine Care
  • Acupuncture
  • Chiropractic Treatment
  • Accidents

Pets Best Accident Only Coverage:

  • Premium $9.34 per month
  • Annual Limit of $10,000
  • Lifetime limit of $20,000
  • Accidents covered are:

     

     

    • Trauma
    • Poisoning
    • Bite (animal, insect, snake)
    • Hit by car or moving vehicle
    • Foreign body ingestion requiring surgical intervention
    • Bone Fracture
    • Laceration, cut, abrasion
    • Wound
    • Torn Nail
    • Medical problems directly attributable to accidental injury
  • Plan Covers for above Accidents
  • Exam
  • X-rays
  • Surgeries
  • Hospitalization
  • Medications
  • Pre-existing conditions
  • Preventable conditions
  • Elective and preventive procedures
  • Non-veterinary expenses, food, special diets, vitamins and supplements
  • Breeding and reproduction expenses
  • Herbal, Holistic, experimental and alternative therapies and medications (except chiropractic and acupuncture)
  • Parasites
  • Treatment of obesity
  • Prescription drugs not included in our formulary
  • Conditions caused by specific and repetitive activity that causes damage
  • Mortality expenses, except euthanasia and cremation
  • Any treatment of, or utilizing, a cloned animal
  • Intentional injury to your pet by a member of your household
  • Conditions caused by racing, coursing, commercial guarding or organized fighting
  • Without a completed Pet Health Checklist, the following 7 conditions will not be covered during the first 12 months of your policy: Cruciate Ligament Injuries, Luxating Patellas, Portosystemic Shunts, Elbow and Hip Dysplasia, Osteochondritis Dissecans, Cardiovascular Defects
  • Illnesses
  • Routine Care
  • Acupuncture
  • Chiropractic Treatment
  • Plan does not cover

 

Trupanion Base Plan:

  • Premium $84.20 per month
  • There is no limits per claim, per incident, or per year
  • There is no lifetime payout limit
  • Reimbursement on 90% on veterinary bills less the veterinary exam fee, deductible, and sales tax
  • Deductible only needs to be met once per incident or condition for the life of the policy
  • Plan Covers

     

     

    • Hereditary Disorders
    • Congenital Disorders
    • Diagnostic Tests
    • Surgeries
    • Medications
    • Chronic or recurring conditions
  • Plan Does not Cover
  • Routine Care
  • Veterinary Exam Fees
  • Pre-existing Conditions
  • Applicable Sales Tax

Trupanion Additional Care Package

  • Can be added to the Trupanion Base Plane for an additional premium of $24.71 per month
  • Additional Items Covered

     

     

    • Acupuncture
    • Behavioral Assessment
    • Bone Marrow Transplants
    • Chiropractic
    • Colloidal Silver Treatments
    • Gold Seed Therapy (Gamma Knife)
    • Herbal Therapy
    • Homeopathy
    • Hydrotherapy
    • Hyperbaric Oxygen Therapy
    • Kidney Transplants
    • Naturpathy
    • Physical Therapy (Rehabilitative Therapy)
    • Platelet Rich Plasma Injections
    • Polyethylene Glycol (Medication)
    • Shock-Wave Therapy
    • Stem Cell Therapy

Trupanion Pet Owner Assistance Package

  • Can be added to the Trupanion Base Plane for an additional premium of $4.95 per month
  • Additional Items Covered

     

     

    • Liability coverage for third-Party Property Damage

       

       

      • Limit of $25,000
      • See Policy rules
    • Boarding Fees
    • Maximum Benefit $500
    • No more than $25 per day
    • Maximum Benefit $500
    • See Policy Rules
    • Maximum Benefit $100
    • Maximum Benefit $1,000
    • See Policy Rules
    • Advertising and reward
    • Cremation or burial
    • Holiday Vacation Cancellation Costs

 

Pet Plan Bronze Plan

  • Premium $47.41 per month
  • Annual Limit $10,000 per month
  • Plan Covers

     

     

    • Accidents
    • Injuries
    • Illnesses

       

       

      • Including congenital and hereditary diseases
    • Veterinary Exam Fees
    • Not for routine exam fees or for exams from elective procedures
    • Diagnostic Treatments
    • No elective procedures are covered
    • Surgery
    • MRI
    • CAT scan
    • Ultrasound
    • Prescription Medications
    • Imaging
    • Cancer treatments
    • Dental Treatments (non-routine)
    • 80% reimbursement
    • Rehabilitation
    • Alternative Therapies
    • Referral and Specialist Treatment
    • Behavioral Therapies

Pet Plan Silver Plan

  • Premium $51.34 per month
  • Annual Limit $14,000 per month
  • Plan Covers

     

     

     

     

    • Accidents
    • Injuries
    • Illnesses

       

       

       

       

      • Including congenital and hereditary diseases
    • Veterinary Exam Fees
    • Not for routine exam fees or for exams from elective procedures
    • Diagnostic Treatments
    • No elective procedures are covered
    • Surgery
    • MRI
    • CAT scan
    • Ultrasound
    • Prescription Medications
    • Imaging
    • Cancer treatments
    • Dental Treatments (non-routine)
    • 80% reimbursement
    • Rehabilitation
    • Stay needs to be more than 4 days
    • Alternative Therapies
    • Referral and Specialist Treatment
    • Behavioral Therapies
    • Boarding kennel fees
    • Advertising and Reward
    • Loss due to theft or straying

Pet Plan Gold Plan

  • Premium $55.91 per month
  • Annual Limit $22,000
  • Plan Covers

     

     

    • Accidents
    • Injuries
    • Illnesses

       

       

      • Including congenital and hereditary diseases
    • Veterinary Exam Fees
    • Not for routine exam fees or for exams from elective procedures
    • Diagnostic Treatments
    • No elective procedures are covered
    • Surgery
    • MRI
    • CAT scan
    • Ultrasound
    • Prescription Medications
    • Imaging
    • Cancer treatments
    • Dental Treatments (non-routine)
    • 80% reimbursement
    • Rehabilitation
    • Stay needs to be more than 4 days
    • Alternative Therapies
    • Referral and Specialist Treatment
    • Behavioral Therapies
    • Boarding kennel fees
    • Advertising and Reward
    • Loss due to theft or straying
    • Death from illness or injury
    • Vacation cancellation

Contact Us/Hours

Southport Veterinary Center


2131 Post Road, Fairfield, CT 06824
Phone: (203)259-5295
Fax: (203)254-3799
Email: news@southportvetcenter.com
Hours of Operation:
Monday
Tuesday
Wednesday
Thursday
Friday
Saturday
Sunday
7:30 AM - 6:00 PM
7:30 AM - 7:00 PM
7:30 AM - 5:00 PM
7:30 AM - 7:00 PM
7:30 AM - 6:00 PM
8:00 AM - 2:00 PM
Closed
After Hours

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